PRIVACY POLICY DISCLOSURE

Our Privacy Commitment to You

Hometown Bank believes that each customer is the key to our success.  Therefore, the protection and trust of each customer is a primary concern.  To ensure that we live up to the trust of our customers, access to personal and account information must be safeguarded at all times.

Safeguards to Protect Customer Information

We restrict access to nonpublic personal information about you to only those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.  Nonpublic personal information is information about you not known publicly that we obtain in connection with providing a financial product or service to you.  For example, it includes your account balances, credit history, and overdraft history.

Categories of Information We Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us or others; and
• Information we receive from a consumer reporting agency.

Information We Share With Others

We may disclose nonpublic personal information about you when permitted by law.  For example, we may disclose nonpublic personal information about you to third parties to effect, administer, or enforce a transaction that you have requested or authorized; to government entities in response to subpoenas; and to consumer credit reporting agencies.  We may also disclose information about you to third parties with your consent, at your direction or to market the bank’s own products or services.  We do not disclose any nonpublic personal information about former customers except as permitted by law.

In addition, we reserve the right to share with our affiliate, Hometown Bancshares, Inc., any information about our experiences or transactions with you.

Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies

Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency.  Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address:  Hometown Bank, 1030 Cumberland Falls Highway, Corbin KY 40701.